Attention homeowners in Middleburg Heights and Cuyahoga County: Get an Appraisal today!
See the top reasons OH homeowners hire Patriski & Associates:
Do you own a home in or near Middleburg Heights? Do you need help determining the value of your real estate?
We at Patriski & Associates understand the individual needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Patriski & Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours. Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping people just like you delete unnecessary PMI insurance. Challenge Cuyahoga county's assessment of your propertyIf you live in an area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from Patriski & Associates is your best weapon when contesting your property tax assessment. Recently got a freeze your HELOC?If your property is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Patriski & Associates can provide you with an expert appraisal that will help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd wish to have a seasoned expert double-check it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house. |